YOUR HOPES AND ASPIRATIONS FOR THE FUTURE..
This is understanding the soft facts about how you approach money and what it brings to your life. Lifestyle planning aims to clarify what your hopes and aspirations for the future are and to choreograph your financial goals.
We will work together to gain an understanding of the hard facts to ascertain what you have coming in, and what there is going out. From this thorough conversation with you we will create a cash flow model, and this will indicate whether or not you are on track to achieve your goals. The cashflow model will highlight any gaps you may have in your financial structure or conversely, if there are surplus funds for further investment.
We will then build, discuss and implement the plan of action. Once everything is in place we enter the review phase. This is not simply looking at any investments, it’s ensuring your plan remains appropriate to your needs, that changes in your personal life haven’t affected your objectives and that ‘what ifs’ such as what if you lose your job, what if you grow your family? Are addressed and managed, giving you and your family the best chance of fruitful and financially sound life.